Citi Double Cash review

If you are looking for a credit card option that offers a high return on your wallet or if you want to pay off all your debts quickly and securely through a credit transparency offer for a longer period of time, Citi Double Cash might just be what you need.

In addition, this card has low fees, cashback and other rewards, which has gained more and more users and positive reviews.

Citi Double Cash benefits

Here are some more details about all the benefits that the Citi Double Cash Credit Card can offer:

2% cashback

The Citi Double Cash Card has as one of its main benefits the cashback program of up to 2%, which is a great offer.

All you have to do is make a purchase to receive 1% cashback, while another 1% is offered to users who pay all their bills on time. To receive it, just make the minimum deposit, which is enough. Therefore, always remember to make your payments on time and avoid losing cashback and paying interest rates for late payments.

0% introductory APR for balance transfers

Another perk offered by this card is its introductory 0% APR on balance transfers for the first 18 months of use. This introductory period is considered long when compared to competitors.

This benefit is an excellent tool for all people who want to settle their credit card debts without having to pay extra interest rates. To take advantage of this opportunity, make a financial plan for the 18 months of introductory 0 rate.

Remember that after 18 months the APR will be corrected. So to continue your balance transfers, you’ll need to pay a 3% fee, but it’s still a low fee for this service. All your credit transfers must be made within the first four months of using your credit card.

Keep in mind that the 0% APR is only offered for credit transfers, not for purchases.

Credit Card Protection

Citi Double Cash guarantees security to its users, offering several mechanisms and tools to protect the client, tracking strange behavior and issuing alerts in case of fraud or suspicion.

This means that you will be able to confirm whether the suspicious transaction was carried out by you or not and report it if it is improper. If you have your credit card defrauded, you will also be entitled to $0 protection, which means you won’t have to pay for purchases made.

Another advantageous feature is the ability to easily block your credit card in case of theft or loss, preventing purchases or cash advances from being made by someone else. To lock your card, simply access the Citi Quick Lock app and unlock it whenever you want.

Flexible rewards redemption

As said earlier, Citi Double Cash offers a good different reward system and allows you to redeem your bonuses. There are also options like the Citi Travel Card, Citi Premier Card or Citi Prestige Card, which are even better credit cards and give you the ability to redeem all of your Citi Thank You Points in cash. You can use these points on trips, if you prefer.

The Citi Double Cash Card – BT 18 Month Offer gives you 2 Thank You Points for every US dollar spent, maximizing your rewards and being a great advantage when compared to other credit card options.

Refunds and Rewards

Keep in mind that keeping a good financial organization and paying your invoices without delay is essential so that you can best enjoy the benefits offered by Citi Double Cash. Therefore, make at least the minimum payment every month and avoid accumulating interest rates and increasing debt.

This credit card offers unlimited cashback reward which means the more you earn the more you will progress.