The Journey Student Credit Card

If you are a student and are looking to apply for a credit card that helps you build a solid, consistent and secure credit history, with peace of mind and receiving rewards, the Journey Student Credit Card is the ideal option.

This credit card has an excellent range of benefits and advantages that will allow you to increase your credit score even more, while receiving rewards for doing so.

In addition, you will be able to manage your finances with ease and earn cashback on your purchases, as long as you use your credit card responsibly.

Capital One’s Journey Student is an interesting option for students as it encourages the proper and responsible use of credit cards. You can count on an extra 0.25% cashback on top of the standard 1% cashback each month you make your payments on time. All purchases made on the Journey Student Credit Card are eligible for 1% cashback.

Redemption of rewards can be done by crediting a statement or check, all in a simple, easy and flexible way, allowing you to set redemption limits and rewards.

Learn more about Capital One Journey Student Credit Card

By purchasing Journey Studente, you don’t run the risk of having unpleasant surprises in the future, after all, the fees charged by the card, such as cash advance fees and late payment fees on your balance, are clear and within the industry’s expectations.

In addition, Capital One offers CreditWise, which allows you to track all your credit score progress as you make your payments. At the end of the first semester of using your credit card, you will automatically be eligible to increase your credit line.

To help keep your payments up to date, Capital One lets you trigger alerts and reminders around payment dates.

Other Benefits of the Journey Student Credit Card

See more details about the benefits offered by the Journey Student Credit Card:

• Capital One Travel: You have access to more affordable prices on a variety of travel options, plus you can pay flexibly using your rewards.
• Credit Limit Increase: Every six months Capital One automatically reviews your credit limit and, if you qualify, you may receive a higher credit line.
• Contactless Payment: You can pay quickly, securely and easily just by holding your credit card close to an enabled reader.
• Security card lock.
• Capital One’s Eno Assistant, which allows monitoring of your accounts, alerts in case of suspicious transactions, duplicate charges or any inappropriate activity. He also answers your questions, with 24/7 customer service.

Is this card for you?

As stated throughout the article, the Capital One Journey Student Credit Card is an excellent option for students who are starting to build a credit history and are looking for a credit card that allows this in a simple and easy way, in addition to offering other rewards.

In addition, their 0% fee on transactions abroad is another great benefit, especially for students planning to travel or study abroad.

If you are responsible with your finances and pay your bill on time, Journey Students will provide you with an incentive to keep it that way, increasing your cashback from 1% to 1.25%.

Ultimately, this credit card is the ideal option for beginners building a solid, secure and strong credit history, allowing for an ever-increasing line of credit and even more benefits as you make your payments on time.