BILT REWARDS
EARN POINTS ON RENT NO ANNUAL FEEThe Bilt Rewards Credit Card is transforming how renters and urban professionals approach everyday spending. With no annual fee, competitive point multipliers, and the rare ability to earn rewards by paying rent without a transaction fee, this card isn’t just innovative — it’s a strategic financial tool.
Whether you’re a frequent traveler, loyal renter, or simply seeking smart ways to boost your credit score, the Bilt card deserves serious consideration. Let’s explore the unique features that set it apart.
Top 3 Advantages of the Bilt Rewards Credit Card
1. Earn Points on Rent – Without Transaction Fees
Bilt is currently the only credit card that allows rent payments to earn points without passing on transaction fees to the cardholder. This is game-changing for renters who often miss out on valuable rewards — especially in major U.S. cities where average rents exceed $2,000/month. That’s 24,000+ points annually just from rent.
2. Premium Travel Transfer Partners
Bilt Rewards points can be transferred 1:1 to top-tier travel partners such as American Airlines AAdvantage, World of Hyatt, and United MileagePlus — a rare feature for a no-annual-fee card. This unlocks first-class flights and luxury hotel stays, offering immense value to savvy travelers.
3. Monthly Rent Reporting to Credit Bureaus
What many users don’t know: Bilt reports your rent payments to the major credit bureaus (Experian, Equifax, TransUnion). This helps build your credit score history without incurring debt — a critical feature for young professionals and first-time credit users.
2 Potential Drawbacks You Should Know
1. Requires Minimum Five Transactions to Earn Points
To discourage gaming the system, Bilt requires cardholders to make at least five transactions per month to unlock point-earning eligibility. For light users, this can feel restrictive — though it encourages healthy credit habits.
2. Limited Sign-Up Bonus (for Now)
Unlike most travel credit cards that offer lucrative welcome bonuses, Bilt does not currently provide a traditional sign-up bonus. While the long-term value is strong, the lack of upfront perks may be a turn-off for bonus chasers.
Ready to Apply? Here’s What to Expect & How to Get Started
If you’re interested in earning reward points on your largest monthly expense (rent), while simultaneously building credit and unlocking luxury travel perks, the Bilt Rewards Credit Card is worth your attention.
The Bilt Rewards Credit Card isn’t just another rewards card. It’s built for a new generation of spenders who want value from rent payments, top-notch travel options, and credit-building advantages — all for zero annual fee.
👉 Continue reading to learn how to apply for your Bilt Rewards Credit Card and start earning points on rent today!