Let’s Learn More About Reflex Credit Card

Understand the pros and cons of applying for this card

Pros:

These Are Some of The Actual Main Benefits You Will Have Being a Reflex Credit  Card Owner,  Get Your Reflex Card and Start Growing Your Credit Score.

Easy Approval

The Reflex Credit Card is Open to Everyone Independent of Your Credit Score Points, Even if You Don’t Have a Credit Score or Have a Poor One, You Still Can Apply and Have a Good Chance to be Approved and Get a Reflex Credit Card.

Credit Limit

With Reflex Credit Card, You Have Access to a Good Initial Credit Limit, it Normally Varies Between U$300 up to U$1,000 it Can be Even Better Depending on Your Credit Score, Compared With Others Unsecured Credit Cards (Others Cards Offer an Average Credit of U$300 ) Reflex Card is One of The Best Credit Cards Offering a High Credit Limit.

CREDIT CARD

REFLEX

EASY APPLICATION GOOD CREDIT LIMIT

APPLY NOW Upon clicking you will be redirected to a new website

Pre-Qualify Verification

When You Apply for a Credit Card an Inquiry is Created, and This Normally Deduct Points from Your Credit Score, to Avoid this Injury to Your Credit, You Can Verify if You Pre-Qualify to the Reflex Credit Card, The Pre-Qualification Process Doesn’t Affect Your Score.

Reflex is an Unsecured Credit Card

The Majority of the Credit Cards that are available to People that Have Low or no Credit Score Are Secured Credit Cards Where You Have to do a Deposit of Secure, to Have Access to Credit, The Reflex Credit Card is an Unsecured Credit Card, You Don’t Need to Deposit to Have Access to Credit.

Fast and Easy Application

The Application Process is Easy and Fast, to do Your Application to The Reflex Credit Card You Will Need to Inform all  the Requested Information, The Easiest Way to Do Your Application is on The Application Form, Normally The Results Are Available in a Few Seconds, in Some Cases They Can Need Some Extra Information, in These Cases the Results Can Take up to 30 Days to Be Ready.

Credit Limit Increase

After The First 6 Months of Use Your Reflex Credit Card, You Have the Possibility of Have Your Credit Increased, Normally You can Have it Increased up to Double, But it Varies Depending on Your Behavior, it’s Important to Pay Your Debits on the Day, it is One of The Most Important Variables.

Monthly Credit Reporting

The Credit Monthly Reports Will Help You, With Your Credit Score or Not, if You are Having Good Behavior, it Will Help Increase Your Credit Score, if You Are Having Bad Actions, it Will Significantly Decrease Your Credit Score, How Does The Monthly Reports Work is Simple, The Reflex Credit Card You Report All Your Payments to the 3 More Important Credit Bureaus.

Free Access to The VantageScore 3.0

Having Access to Your Vantage Score Will Give You The Possibility to Watch Information About Your Credit.

Fraud 0 Liability

The Fraud Liability Program Protects You From Scams in General, So in These Cases, They Assume the Responsibility.

Cons: 

Later We Knew Some of The Pros of the Reflex Credit Card, Now We Will See The Cons, that are Basically Resumed About The Fees, the Reflex Credit Card has Lot’s of Fees but it Doesn’t Make it a Bad Card You Only Need to Know How to use it, and Avoid the Avoidable Fees.

No Sign-up Bonus

No Sign-up Bonus, as it is a Credit Card for Everyone Even Those Who have a Poor or no Score Can Have a Reflex Credit Card, So it’s Normal Not to Offer a Sign-up Bonus or a Reward Program.

Maintenance Fee

In the First Year, it Won’t Be Charged After The First Year You Will Pay an Annual Maintenance Fee of U$120, It is Charged a U$10 Monthly but If You Have a Credit Limit of U$1000 or More This Monthly Fee Won’t be Charged.

If You Use the Reflex Credit Card Wisely it Will be a Good Tool to Help You Build a Decent Credit Score, to Use The Reflex Credit Card to Help You Build Your Credit Score You Must Pay All Your Debts on Time, You Also Should Use it at Max 30% of the Credit Available Monthly.

How to Apply  

The Application Process is Simple and Fast Even if it’s Your First Time.

What Are the Required Information?

To Make Your Reflex Credit Card Application, First of all, You Have to Verify if You Pre-Qualify to Avoid Damage to Your Credit Score Verify Here.

After Verify, You Will Need These Documents and Must be Able to Prove That They Are Legit.

This Information Varies from Institution to Institution, but in General, This is The Required Information.

Required Information:

• Full Legal Name
• Social Security Number or any Equivalent Document
• A Full and Valid Address
• Annual Income
• Living Costs

Normally You Will Be Answered Instantly if Your Proposal Was Accepted or Not but in Some Cases, it Can Take More Time up to 30 Days.

CREDIT CARD

REFLEX

EASY APPLICATION GOOD CREDIT LIMIT

APPLY NOW Upon clicking you will be redirected to a new website