RBC CASH BACK
NO ANNUAL FEE RBC PERKSThe RBC Cash Back Mastercard is designed to reward you for everyday spending while offering financial convenience and flexibility. Whether you’re buying groceries, paying utility bills, or dining out, this card allows you to earn cashback on all your purchases. It’s an excellent option for those looking for a simple, no-annual-fee card that delivers consistent rewards and practical benefits.
Top 3 Advantages of the RBC Cash Back Mastercard
Cashback on All Purchases
One of the key benefits of the RBC Cash Back Mastercard is its straightforward cashback structure. Cardholders earn 2% cashback on groceries and 1% on all other eligible purchases. This means that every dollar you spend contributes to your savings, making it easy to accumulate rewards.
No Annual Fee
Many cashback credit cards come with annual fees, which can eat into your savings. The RBC Cash Back Mastercard, however, has no annual fee, allowing you to enjoy your cashback earnings without worrying about recurring charges.
Flexible Payment Features
This card provides helpful features like the ability to choose your payment date and set up automatic payments. This flexibility allows you to manage your finances more effectively, ensuring that you stay on top of your payments while earning rewards.
Disadvantages of the RBC Cash Back Mastercard
Limited Higher Cashback Categories
While the card offers 2% cashback on groceries, other spending categories, such as dining or travel, only earn 1%. For those looking for higher cashback rates on diverse spending categories, this card may feel limiting compared to others in the market.
Foreign Transaction Fees
If you frequently travel or shop internationally, it’s important to note that the RBC Cash Back Mastercard charges a foreign transaction fee of 2.5% on all purchases made outside of Canada. This could reduce the value of your cashback when making international purchases.
Learn More and Apply Today
The RBC Cash Back Mastercard provides an excellent way to earn rewards on everyday purchases, without the burden of annual fees. If you’re looking for a reliable card to help you save as you spend, this is a strong contender. Continue reading to discover more details about the RBC Cash Back Mastercard and find out how you can apply today to start enjoying its benefits!
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