5 things to know about Macy’s American Express Card

Is it the right credit card for me?

If you are looking for a credit card, the Macy’s American Express Card is a good option with exclusive perks and rewards for savvy shoppers. Whether you’re a seasoned cardholder or considering adding this piece of plastic to your wallet, here are five essential things to know about the Macy’s American Express Card.

1. Dual functionality: a card for every occasion

A Card for Every Occasion One of the standout features of the Macy’s American Express Card is its dual functionality. Not only does it function as a store card, offering benefits and discounts exclusively at Macy’s, but it also doubles as a traditional American Express card. This means you can use it wherever American Express is accepted, expanding your purchasing power beyond the department store.

2. Loyalty rewarded: earn and redeem Macy’s star rewards

Cardholders enjoy the perks of Macy’s Star Rewards program, earning points for every dollar spent at Macy’s and everywhere else the card is accepted. The more you use the card, the higher your Star Rewards tier, unlocking additional benefits such as free shipping, birthday surprises, and exclusive access to special events.

Keep an eye out for opportunities to redeem your points for Macy’s gift cards, turning your everyday purchases into discounts on future shopping sprees.

3. Travel benefits: explore the world with American Express

As an American Express card, Macy’s American Express Cardholders gain access to a range of travel benefits. This may include travel insurance, rental car privileges, and the ability to earn Membership Rewards points for eligible purchases. Whether you’re planning a weekend getaway or an international adventure, your Macy’s American Express Card can be a valuable companion.

4. Flexible payment options: choose how you pay Macy’s

American Express Card offers flexibility in managing your payments. Cardholders can choose between full payment each month or opt for the Pay Over Time feature, allowing you to carry a balance on eligible purchases. This feature provides financial flexibility while still enjoying the benefits of the card.

5. Special financing offers: shop smart and save Macy’s

American Express Card frequently offers special financing options, allowing cardholders to make large purchases and pay them off over time without incurring interest charges. Keep an eye out for these limited-time promotions, especially during key shopping seasons, to make the most of your Macy’s American Express Card and save on big-ticket items.