Desjardins Credit Card: Everything You Need to Know

Exploring additional benefits of the Desjardins card

In addition to the standout features mentioned earlier, the Desjardins Credit Card offers a host of other benefits that make it a top choice for savvy consumers. Let’s delve deeper into what sets this card apart from the competition.

Extra benefits to enhance your experience

Zero Liability Fraud Protection
Desjardins Credit Cardholders enjoy peace of mind with zero liability fraud protection. This means that you won’t be held responsible for unauthorized transactions made with your card, providing an added layer of security against fraudulent activity.

Flexible Payment Options
With the Desjardins Credit Card, you have the flexibility to choose your payment schedule. Whether you prefer to pay in full each month or carry a balance, you can customize your payment plan to suit your financial needs.

24/7 Customer Service
Need assistance with your Desjardins Credit Card? Help is just a phone call away. Enjoy access to 24/7 customer service, ensuring that any questions or concerns are addressed promptly and efficiently.

Prerequisites for applying

Before you can enjoy the benefits of the Desjardins Credit Card, there are a few prerequisites you’ll need to meet:

• Age Requirement: You must be at least 18 years old to apply for the Desjardins Credit Card.
• Income Verification: Desjardins may require proof of income to assess your creditworthiness and determine your credit limit.
• Credit History: A positive credit history is typically required to qualify for the Desjardins Credit Card. This includes factors such as your credit score and payment history.

Frequently asked questions

What is the annual fee for the Desjardins Credit Card?

The annual fee varies depending on the specific card and benefits package you choose. Be sure to review the terms and conditions before applying.

Can I earn rewards on all purchases with the Desjardins Credit Card?

Yes, most Desjardins Credit Cards offer rewards on all purchases, allowing you to earn points or cashback on your everyday spending.

Is there a foreign transaction fee for using the Desjardins Credit Card abroad?

A: Some Desjardins Credit Cards may charge a foreign transaction fee for purchases made outside of Canada. Check the terms of your card for details.

How do I redeem rewards earned with the Desjardins Credit Card?

Redemption options vary depending on the card, but typically you can redeem rewards for travel, merchandise, gift cards, or statement credits.

Step-by-Step guide to applying for the Desjardins credit card

Ready to experience the benefits of the Desjardins Credit Card for yourself? Follow these simple steps to apply:

1. Research Card Options: Explore the different Desjardins Credit Cards available to find the one that best fits your needs and preferences.
2. Check Eligibility: Ensure you meet the prerequisites for applying, including age, income, and credit history requirements.
3. Gather Documents: Gather any necessary documents, such as proof of income, identification, and current credit card statements.
4. Complete Application: Fill out the online application form with accurate information and submit it for review.
5. Wait for Approval: Once your application is submitted, wait for approval from Desjardins. This process typically takes a few business days.
6. Activate Your Card: Upon approval, you’ll receive your Desjardins Credit Card in the mail. Follow the instructions to activate your card and start using it to make purchases.