For Canadians who crave luxury travel rewards and premium credit card perks, the RBC Avion Visa Infinite stands out as a top contender. While many are familiar with its surface-level advantages, such as points on everyday purchases and travel insurance, fewer know the full scope of benefits that come with this prestigious card.
In this detailed exploration, we uncover little-known advantages of the RBC Avion, clarify eligibility requirements, answer the most frequently asked questions, and provide a straightforward, actionable guide to applying. Whether you’re a frequent flyer or looking to upgrade your financial toolkit, this article offers critical insights to help you make the most of RBC Avion.
Additional Benefits That Make RBC Avion a Game-Changer
1. Dynamic Travel Price Protection
Beyond standard travel insurance, RBC Avion offers Travel Price Protection—a unique feature that reimburses the difference if you find a cheaper airfare for the same itinerary booked with Avion points within 24 hours. This safeguard ensures you always get the best value on your rewards flights.
2. No Foreign Transaction Fees on Travel Rewards Redemption
When redeeming points for flights or hotels, RBC Avion eliminates the usual 2.5% foreign transaction fee many cards impose. This can save hundreds annually, especially for business travelers or international shoppers using their card abroad.
3. Priority Airport Services & Global Lounge Access
Cardholders can access Priority Pass lounges worldwide, plus benefit from expedited security lines at selected airports. This access is a huge advantage for reducing wait times and enhancing comfort during travel, a perk not often highlighted in competitor reviews.
4. Transfer Points to Premium Airline Partners
RBC Avion points can be transferred at competitive rates to elite frequent flyer programs like British Airways Executive Club, American Airlines AAdvantage, and WestJet Rewards. This opens doors to premium cabin upgrades and flights otherwise unattainable with regular points.
Eligibility: Who Can Apply for the RBC Avion Credit Card?
- Minimum Income Requirement
Applicants must demonstrate a minimum personal income of $60,000 annually or a combined household income of $100,000. This threshold ensures that only those with stable financial standings gain access to premium card benefits. - Credit Score Expectation
A strong credit score, typically 700 or above, is necessary. RBC conducts rigorous credit checks to maintain the card’s elite status, so consistent credit history with on-time payments improves approval chances. - Canadian Residency
Applicants must be Canadian residents with a valid Social Insurance Number (SIN). Non-residents or newcomers might face additional documentation requirements or eligibility hurdles.
Frequently Asked Questions (FAQ)
What is the RBC Avion Card’s welcome bonus in 2025?
New cardholders can receive up to 55,000 RBC Rewards points after spending $3,000 within the first 3 months, which translates to roughly $825 in travel value.
Can I use RBC Avion points for hotel bookings?
Yes, you can redeem points for hotels worldwide through the RBC Travel Redemption platform, with competitive point-to-dollar values and no blackout dates.
Does the RBC Avion card offer any balance transfer promotions?
While primarily a rewards card, RBC occasionally offers promotional balance transfers, but these are limited and should be verified at the time of application.
How long do RBC Avion points last?
Points do not expire as long as your account remains active, meaning you can accumulate and use points at your own pace without pressure.
Is there a business version of the RBC Avion card?
Yes, RBC offers a Business Avion Visa Infinite, which includes many personal card benefits but tailored for corporate expenses and employee cards.
How to Apply for the RBC Avion Credit Card: Step-by-Step Guide
| Step | Action | Details |
| 1 | Check Your Credit Score | Obtain a free credit report to verify your score meets eligibility. |
| 2 | Gather Required Documents | Proof of income (pay stubs, tax returns), SIN, and personal ID. |
| 3 | Visit RBC’s Official Website | Navigate to the RBC Avion credit card page for the most up-to-date offers. |
| 4 | Complete Online Application | Fill out personal and financial info; double-check for accuracy. |
| 5 | Submit and Await Approval | Instant decisions are common, but some cases require manual review. |
| 6 | Activate Your Card | Once received, activate and start using to meet the welcome bonus spend. |
Why the RBC Avion Credit Card is Worth Considering in 2025
The RBC Avion Credit Card offers unmatched flexibility and premium perks that go well beyond typical travel rewards. Its comprehensive insurance, global lounge access, and unique redemption protections are a winning combination for serious travelers.
Before applying, ensure you meet the income and credit requirements to avoid delays. Use our FAQ section to clarify common doubts, and follow the simple step-by-step application guide to secure your card without hassle.
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