To apply for Deserves Edu it is not necessary to have a credit history or a good credit score. In addition, international students can acquire it as they do not require a social security number. These two factors can be deterrents for people looking for their first credit card.
Although it doesn’t require a lot of information from future users, you must have at least a checking account to get your Deserve Edu.
The ease of getting a Deserve Edu credit card is already a big advantage, which helps many students. But the benefits of this card go beyond that factor, other features that make it even better. See some more of its benefits.
Others benefits of Deserve Edu
- Cell phone damage coverage of up to $600 per incident and $1000 for a period of 12 months.
- Pay your monthly bill on time and receive mobile insurance as a thank you.
- Amazon Prime Student Free: When you pay your Amazon Prime Student membership monthly fee with your Deserve Edu credit card, you receive a credit of up to $59 (one-year subscription cost) towards membership fee.
That is, if you carry out your Amazon Prime annual subscription with this card, you will receive a credit of the same amount. But if you choose the monthly payment method, you will receive the one referring to only nine months. So make sure you subscribe to the annual subscription.
DESERVE EDU
CASHBACK 0 ANNUITY FEEBenefits of the Deserve Edu Credit Card that make it even better
You still need to know a few more benefits of this credit card before making your final decision. So check it out:
- No international transaction fees: If you travel to another country with this card, you don’t have to pay international transaction fees.
- Accessible to foreign students.
- If you are an international student, simply provide your most recent passport number, USA student visa, L-20 or DS-2022 form. And also your recent bank statements in the country.
- If you pay three Lemonade insurance statements with your Deserve Edu Mastercard, you will receive a credit of $10.
- $45 Mint Mobile Credit when you sign up and pay for your Mint Mobile Wifi plan with your credit card.
- Feather is a furniture rental company. When signing up for a subscription with this credit card, simply enter the code DESERVE100 to guarantee $100 off the first month.
What is the recommended credit score for the Deserve Edu Card?
The Deserve Edu credit card has no minimum credit requirements for you to apply for yours. As a student credit card, its goal is to make it accessible to everyone, including international students. Therefore, it does not require any kind of credit history.
When placing your order, the card may request your US bank account to verify your address and whether you are able to pay your credit card bills. If approved, the Plaid insurance service connects your account online.
Deserve Edu Fees:
- Up to $59 student membership credit on Amazon Prime.
- APR introductory price: N/A
- Balance transfer introductory APR: N/A/
- Normal APR: 18.74% variable.
- When you spend $500 in the first three months of membership to the card, you receive a portion of the purchase as a refund.
Is Deserve Edu for me?
If you are a student, whether from the USA or abroad, and you are looking to start building a credit history and increasing your points, Deserve Edu is certainly an excellent option.
This is because it offers easy and affordable ways for students to increase their scores and enjoy many other benefits. Also, it has no annual membership fees or international transaction fees.
Not all student credit cards are available to students who do not have a credit history or Social Security number, which makes Deserve Edu an ideal choice. You can also enjoy other benefits like 1% cashback on all purchases and Amazon Prime membership discount.
How to Apply for the Deserve Edu Credit Card
The Deserve Edu Credit Card is designed specifically for students to help them build credit and earn rewards. If you’re a student looking to apply for the Deserve Edu Credit Card, follow these simple steps to complete your application successfully.
Step 1: Visit the Deserve Website
- Open Your Web Browser: Go to your preferred web browser and type in “Deserve Edu Credit Card” to find the official Deserve website. Alternatively, you can visit the Deserve website directly at www.deserve.com.
- Navigate to the Deserve Edu Card Page: On the Deserve homepage, look for the “Credit Cards” section and select “Deserve Edu” from the list of available credit cards.
Step 2: Review Card Details
- Read About the Card: Before applying, review the features and benefits of the Deserve Edu Credit Card. Understand the rewards program, benefits such as Amazon Prime Student subscription reimbursement, and any fees associated with the card.
- Check Eligibility Requirements: Ensure you meet the eligibility criteria for the card. Generally, you need to be a U.S. resident, a student with a valid Social Security Number, and at least 18 years old.
Step 3: Start Your Application
- Click “Apply Now”: Once you’re ready to apply, click the “Apply Now” button on the Deserve Edu Credit Card page. This will redirect you to the online application form.
- Create an Account or Log In: If you already have a Deserve account, log in using your existing credentials. If you’re new to Deserve, you will need to create an account by providing your email address and setting a password.
Step 4: Complete the Application Form
- Enter Personal Information: Fill in your personal details, including your full name, date of birth, address, and Social Security Number. This information is essential for verifying your identity and processing your application.
- Provide Financial Information: Input details about your income, if applicable, and your current financial situation. This helps Deserve assess your ability to manage credit responsibly.
- Input Student Information: Include information about your current educational institution and your student status. This information helps verify your eligibility for the student-specific benefits of the card.
Step 5: Review and Submit Your Application
- Double-Check Your Information: Carefully review all the information you’ve entered to ensure accuracy. Correct any errors or omissions before submitting your application.
- Agree to Terms and Conditions: Read and agree to the terms and conditions of the Deserve Edu Credit Card. This includes understanding the card’s fees, interest rates, and other important details.
- Submit Your Application: Once you’re satisfied with the information and have agreed to the terms, click the “Submit” button to complete your application.
Step 6: Await Approval
- Receive Confirmation: After submission, you will receive a confirmation email indicating that your application has been received and is being processed.
- Check Application Status: Deserve may provide an instant decision, or it may take a few business days to review your application. Keep an eye on your email for updates regarding the status of your application.
Step 7: Activate Your Card
- Receive Your Deserve Edu Card: If approved, you will receive your Deserve Edu Credit Card in the mail within 7-10 business days.
- Activate Your Card: Follow the instructions provided with your card to activate it. This typically involves either calling a phone number or visiting a specific activation website.
- Start Using Your Card: Once activated, you can begin using your Deserve Edu Credit Card for purchases and start earning rewards while building your credit history.
By following these steps, you can successfully apply for the Deserve Edu Credit Card and take advantage of its benefits designed specifically for students.