Citi Double Cash Features

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This credit card is ideal for credit card holders looking for a great high-yield option for a single card wallet or for people who want to settle their debts quickly through a long credit transfer offer.

With its low fees, cashback and other benefits, you’ll understand why Citi Double Cash is so successful.

Benefits of Citi Double Cash

Check out the different benefits that you get with Citi Double Cash:

 2% Cashback

The Citi Double Cash – 18 Months BT Credit Card Cashback offer of up to 2% is considered to have one of the highest cashback potentials.

That’s because with each purchase, you get 1% cashback and the other 1% is guaranteed if you pay your invoices on time (making the minimum deposit is enough).

If you make late payments, you may lose the other part of your cashback, which will motivate you to pay your bills on time and avoid debt and interest.

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Credit card protection

For people looking for security on their credit card, Citi Double Cash provides several protection mechanisms, such as alerts in case of fraud and notifications by SMS, phone or email in case of suspicion.

That way you can confirm whether it’s a transaction you made or report it as fraud. In cases of fraud, the credit card also offers a $0 protection so you don’t have to pay for purchases and fees that you are not responsible for.

The Citi Double Cash Card also keeps you safe from theft or if you lose your card with a program that blocks new purchases and cash advances without interrupting ongoing transactions. If you find the card, just unlock it through Citi Quick Lock and use it as normal.

Flexible redemption options

You can also opt for options like the Citi Travel Card, Citi Premier Card or the Citi Prestige Card, which are even more eligible credit cards that offer the ability to convert all the money you earn into Citi Thank You Points.

These points can be used on travel for transfers between Citi partners, making an excellent travel rewards card.

By using the Citi Double Cash Card – 18 Months BT Offer you will earn 2 Thank You Points for every US dollar. This will maximize all of your credit card rewards while also offering rewards redemption flexibility.

Cashback and more

Remember that the more organized you are with your finances and pay your credit card bills on time, the greater the amount of cashback you will receive. That is, guarantee the payment of at least the minimum amount every month.

The full cashback potential will only be available in your account if you pay off all your debts, eliminating accrued interest and enjoying the rewards you receive.

Citi Double Cash offers an unlimited cashback reward, earning more as you progress.

How do I know if Citi Double Cash is right for me?

Because of its features, Citi Double Cash is a great choice if you’re looking for a credit card that offers a good purchase refund rate, with no rotating categories or refund schedules to keep track of.

A point to consider is that it does not offer a welcome bonus, which can be a slight disadvantage compared to other cards.

The credit score required to be readable for Citi Double Cash is between 670 and 850 points. So if you’re just starting to accumulate your credit points or you still have a low score, it might not be ideal at the moment.

Also, it’s important to point out that this is a credit card that’s worth it if you can pay off your debts and avoid long-term credit balances. After all, if you don’t pay your credit debts, you only receive 1% cashback with each purchase.

So if you already have a history of financial disorganization and late payments, there are better options.

But if you meet the requirements that we have shown throughout the post, enjoy all the benefits that Citi Double Cash can offer you!