Ink card facilities

Check out more details and find out how to request now

Small businesses that end up spending a lot of money on office supplies and telecommunication services can benefit a lot from the Ink Card.

This credit card has a maximum refund rate applied to the first $25,000 spent on bonus category purchases. One of the advantages is that these categories generally correspond to the daily commercial expenses, which guarantees a good cashback margin.

The Ink Card also doesn’t charge any annual fees and has an introductory APR of 0% for purchases in the first 12 months after purchasing the card (ranging from 13.24% to 19.24% after that period). As such, it is a great business card option, offering a good return to companies with erratic cash flows.

Advantages of Ink Card

The Ink Card is primarily for business owners looking to get an instant cashback card and an excellent bonus offer and 0% introductory APR on major purchases.

See more benefits of this credit card:

  • $750 Sign Up Bonus: After purchasing your credit card, when you spend $7,500 on purchases in the first three months, you receive the $750 bonus. This sign-up bonus offered is one of the highest available.
  • 1.5% unlimited cashback: With a generous cashback rate, your card earns 1.5% on purchases, competing with major cashback cards.
  • There is no annual fee, so you don’t increase your business expenses.
  • Free additional cards: If you prefer, you can order additional cards for employees without paying any extra fees, just add them to your account as an authorized user. Remember that you are responsible for spending on all cards.
  • 0% introductory APR for the first 12 months. This benefit is great if you are expanding your business and making large purchases, and you can take advantage of this 0% introductory rate to fund your purchases.
  • Easy Cashback: You can restore any amount of your cashback, including as little as $0.01. That is, it does not have any minimum value rule to perform the redemption like other cards.
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This rewards program offers even more redemption options, not just limited to cash. Also, accumulated points do not expire as long as you keep your account active.

Credit Score Required

In order to apply for your Ink Card, we recommend that you have a FICO score of at least 670. Generally, the best credit cards require a higher credit score, so if you are interested in Chase Ink, it is recommended that you improve your bankroll. to increase your chances of qualifying.

Another important factor to note is that if you have opened 5 or more credit cards accounts in the last 24 months, you will not be able to apply for this credit card.

Ink Card Fees

The Ink Card does not charge an annual fee, but there is a $39 late payment fee and a 3% overseas transaction fee that must be noted before you apply for your card.

As stated earlier, the first 12 months do not charge any APR fees, and the fee charged after that period may still be lower when compared to other cards.

Is the Chase Ink Business Card a good option?

The Ink Card is quite versatile and can be beneficial in many situations. See who are the people who can benefit most from this credit card:

  • People looking for a card that offers a good cashback program for their purchases.
  • Small businesses looking for a no-annual-fee business card.
  • If you have a business expense and want to finance it with a 0% upfront fee.
  • You already have another Chase card with bonus tiers and would like to further increase your rewards with an additional option.

Now that you know the main benefits of the Ink Card, just analyze your situation and decide whether or not it is the best option for your current needs.

How to Apply for the Chase Ink Business Credit Card

If you’re ready to apply for the Chase Ink Business Credit Card, follow these simple steps to complete your application:

1. Visit the Chase Website

  • Go to the official Chase website at www.chase.com.
  • Navigate to the “Credit Cards” section, then find the Ink Business Credit Cards under the “Business” category.

2. Choose the Right Ink Business Card

  • Chase offers several versions of the Ink Business Credit Card, such as the Ink Business Unlimited, Ink Business Cash, and Ink Business Preferred. Review the benefits, rewards, and fees of each to decide which card suits your business needs.

3. Click “Apply Now”

  • Once you’ve selected the right card, click the “Apply Now” button next to the card description to begin the application process.

4. Enter Your Business Information

  • Provide your business details, including:
    • Business name and address
    • Type of business (LLC, Corporation, Sole Proprietorship, etc.)
    • Years in business
    • Business revenue and expenses
    • Tax identification number or Employer Identification Number (EIN)

5. Provide Your Personal Information

  • Enter your personal information, including:
    • Full name
    • Home address
    • Social Security number (SSN)
    • Date of birth
    • Contact information

6. Review Terms and Conditions

  • Read the terms and conditions carefully, including the interest rates, fees, and rewards program. Ensure you understand the key details of the card before proceeding.

7. Submit the Application

  • After filling out all the required fields, click “Submit” to send your application. Chase will review your business and personal credit profile, and in many cases, you’ll receive an instant decision.

8. Receive and Activate Your Chase Ink Business Credit Card

  • If approved, you will receive your Chase Ink Business Credit Card in the mail within 7-10 business days. Once it arrives, activate the card and start using it to earn rewards on your business expenses.

By following these steps, you’ll be able to apply for and start benefiting from the Chase Ink Business Credit Card, helping you manage and grow your business.

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CHASE INK CARD
CASHBACK NO ANNUAL FEE
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Written By

Peter Campbell

Peter Campbell is a seasoned finance writer, known for concise and informative articles on personal finance, investing, and wealth management. With expertise in simplifying complex topics, Peter empowers readers to make informed financial decisions. Trusted by many, Peter's articles have gained recognition for their practicality and clarity.