Blue Cash Credit Card Benefits

Exclusive and interesting offers for those who have just signed up for the card: the Blue Cash American Express Credit Card has an exclusive offer and one of the best available on the market for new cardholders. In addition to being simple and easy to access, cardholders have a credit of $300 on their bank statement after spending $3,000 within the first six months of use.

Excellent cashback program, especially at supermarkets and streaming services: Newbies get a 6% cashback at supermarkets across the US on expenses of up to $6,000 per year. In addition, the program is also offered for some streaming services such as Hulu, SiriusXM and Netflix.

0% APR rate on purchases: Throughout the entire first year of using the credit card, all purchases have a 0% APR rate. This condition is excellent for those looking to finance a higher value purchase and do not want to pay the APR fees. After the established period, the APR rate can vary between 13.00% and 23.99%.

Detailed Blue Cash Credit Card Benefits

As stated earlier, Amex Blue Cash offers a 6% cashback on supermarkets up to $6,000, 6% cashback on select streaming services, 3% cashback on gas and transportation costs, and 1% cashback on all other purchases.

It is important to check the terms of use to know the lists of streamings and selected public transport that are part of the program. The list is large and covers most of the top options available, so it shouldn’t be a problem.

It is worth remembering that expenses such as airfare, car rental and cruises are non-refundable.

How to redeem the benefits

You can access your rewards and receive them in dollar form. You can redeem it on a bank statement from $25 or more.

For whom is the Blue Cash Credit Card for?

For those who are in the habit of buying groceries at traditional supermarkets and make a lot of streaming subscriptions, whether for video or audio, this credit card can be a great option.

Also, if you spend on fuel or use public transport a lot, the 3% reward can help and be another benefit of the card.

All these generous cashbacks make the Blue Cash Credit Card a great option for most people, after all, who doesn’t like to receive money while spending?

Preferential credit with Blue Cash

After spending $3,000 on purchases within the first 6 months of using the card, you receive a $300 credit. You will receive the reward in the form of a bank statement, which can be released after eight to twelve weeks after you have reached the $3,000 threshold.

This offer is one of the best offered by credit cards as it is a relatively low expense for a high reward. This means that you will receive more than 10% of the initial expenses of the card, which is a great advantage.

When compared to other credit cards, generally the reward offered is $150 for every $3,000, which means a reward of half of what the Blue Cash Credit Card offers.

Also, with all the rewards offered by the American Express Blue Cash Preferred Card, you end up being able to pay the fees charged, such as the annual fee, with only the bonuses you receive, which means that the card generates almost no additional costs, at least in the first year of use.

Fees

When compared to other credit cards, Blue Cash American Express does not have as many fees, and the fees charged can be rewarded with the bonuses offered. However, for international travelers, there is a 2.7% transaction fee, which can be a downside for someone who is always traveling abroad.

Is the Blue Cash Credit Card American Express a good choice for me?

Well, despite their higher fees, you can easily offset them in the card’s bonus categories like groceries and streaming services. For those who use public transport daily or spend gas, it can also be a great option, offering generous rewards.

If you are looking for bonuses and offers on APR rates it is also a great option as its introductory APR rate of 0% for the first 12 months allows you to finance major purchases.

But if you’re always traveling out of the country, it might not be the best option, as there’s a 2.7% international transaction fee and no refund fees.