Bank of America Travel Features

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People who like to be always traveling to discover new places, for leisure or for work, can benefit from Bank of America Travel. That’s because it offers nice flat rate rewards on all your purchases and not just your travel expenses.

Another positive point is that this credit card is not linked to any specific airline or hotels, which means that you can book your trips and enjoy the benefits with any provider, receiving a specific credit on your bank statement.

Bank Of America credit cards generally have broad travel settings when compared to other cards. That way, you’re able to get credits for purchases at campgrounds, zoos, art galleries, and many more cool programs.

Another option, if you’ve made your travel plan beforehand, is to redeem your points for a credit toward your dinner bill.

Bank America Travel Benefits

Bank of America Travel is especially suitable for consumers who want a card with no annual fee and offer bonus rewards once they reach the minimum balance in their bank accounts. The 25,000 point sign-up bonus is a big plus for users.

The requirements to acquire the bonus is also very low. You only need to have made at least $1,000 worth of qualifying purchases within the first 90 days of opening your account. The bonus offered by Bank Of America Travel is one of the biggest.

The credit card still offers its loyal customers Bank of America products, earning 25% to 75% bonus points through the Preferred Rewards program.

The program works through the following levels:

• Gold Preferred Rewards: Earn a 25% point bonus.
• Platinum Preferred Rewards: Get a 50% bonus.
• Platinum Honors Preferred Rewards: Earn a 75% bonus.

Other benefits worth mentioning

●      BankAmeriDeals

All Bank of America cardholders have exclusive access to BankAmeriDeals. While you may not be able to raise a lot of money with it, you can log into your account and earn an additional 5% to 15% cashback, until you reach the limit.

In addition, you can activate the offer at selected restaurants and other businesses. So you can get updated offers for a limited time.

●      Visa Signature Benefits

The Bank of America Travel credit card also grants you access to a portfolio of Visa Signature benefits that can be of great use during your travels. If you want to find out what features are available on your credit card, contact your issuing agency to find out more.

The standard benefits offered are:

• Purchase protection.
• Extended Warranty Coverage.
• Visa Signature Concierge Services.
• Roadside Dispatch.
• Lost Baggage Refund.
• Travel and emergency assistance.

Bank America Travel Fees

As stated earlier, the absence of annual fees is one of the main advantages of Bank of America Travel. There are also no overseas transaction fees, which is great for anyone planning a trip out of the country.

Plus, it has a 0% introductory APR for purchases over 15 billing cycles, which is great for funding higher-value purchases. After the period, the APR returns to normal, ranging from 13.99% to 23.99%.

Bank of America charges a balance transfer fee of $10 or 3%, whichever is greater. If you do not pay your balances on time, you will be charged a late fee of up to $40 and a return postage fee of up to $29.

Credit Score

Bank of America has a requirement that you have a good to excellent credit rating. That is, you must have a FICO score of at least 670 points before applying.

Is the Bank Of America Travel Rewards Credit Card the best option?

Finally, the Bank of America Travel credit card is certainly a great option for casual travelers who are looking for a credit card with no annual fees and one that offers travel benefits.

The introductory bonus is also one of the best in its class, especially for those who are already Bank Of America customers or are part of any of the Preferred Rewards programs.

Preferred Rewards has the best cashback rate, particularly for the highest tiers, plus an extensive introductory 0% APR rate offer.