The main insurance cards that compete with OpenSky are the Platinum Capital One Secured Credit Card and the Discover it Secured Credit Card.
While they don’t charge an annual fee, the APRs are quite high, which means it’s up to you to decide which option is the most advantageous for your situation.
OpenSky offers an initial limit of up to $3,000, which is higher than the other options. So, if you don’t have your finances stable, you need to consider your options. If you’re looking for an even higher limit, the BankAmericard Guaranteed Credit Card offers one of the highest limits on the market, with a deposit of $4,900.
Higher limits is a great option if you’re looking to raise your credit score faster and maintain constant use of your credit card.