Knowing the fees charged by the Community First Low Rate Pink Visa before making your decision is very important. That said, see what they are below:
- $40 annual fee;
- 3% minimum monthly payment or $20;
- $30 over limit fee;
- 8,99% interest rate;
- Late payment fee of $25;
- $1,5 duplicate statement fee;
- Foreing currency conversion fee 3%.
The Low Rate Pink Card offers very low rates when compared to other credit cards. But, we emphasize the importance of keeping your payment on time and leaving it on automatic debit to avoid late payment fees and reduce your costs as much as possible.
To be eligible for this credit card, you must be an Australian citizen or permanent resident. After completing your application, the Community First institution performs a quick credit check. For this reason, we recommend having a good credit score to apply for the Low Rate Pink Card, thus increasing your chances of approval.