This credit card is made for people who already have some kind of relationship with HSBC bank, being a valued customer. For those people looking for a credit card with good rewards and other amazing travel benefits.
For people who like to save money while traveling, HSBC Elite offers travel insurance, free airport lounge access and discounts on airfare and hotels. Also, if you get your Elite Mastercard card, you earn 3 points for every dollar spent on travel and 2 points for every dollar spent on meals. In the other categories, you receive 1 point.
More HSBC Elite credit card details
As an introductory offer, new credit card holders can receive a welcome bonus after reaching a spend of $4,000 within the first 3 months of opening their account.
The bonus received corresponds to a value of 50,000 Rewards Bonus Points worth $750 in airline tickets (if booked through HSBC Rewards).
This is a premium card, intended for high-value HSBC customers, so to qualify requires a deposit of at least $5,000 direct monthly, $75,000 in total deposits and investments, and mortgage origination of at least $500,000. The annual fee to maintain your credit card and enjoy all its benefits is $395.
For people who are always flying, it can be a great option as it offers annual credits of $100 for every airline purchase and up to five Uber and Lyft trips of at least $20.
Other Benefits of the Card
See more details about HSBC Elite and how it can guarantee several interesting benefits and rewards:
- You get $100 annual ride credit with Uber and Lyft (up to $20 per ride).
- Discounts on hotels booked through Expedia and Agoda.
- Free access to the Lounge Key for you and two companions.
- Protection against theft or accidents in most rental cars.
- Unlimited and free Premium Wi-Fi.
- Trip cancellation insurance.
- Insurance against hotel theft and robbery, with reimbursement of up to $1,500.
- Lost Baggage Insurance, with reimbursement of up to $1,500 per claim for lost or damaged baggage.
- Price protection: If you purchase an item with your HSBC Elite Mastercard and then immediately see the same product at a lower price (within 60 days of purchase), your credit card will refund the difference.
- Extended warranty.
- Purchase guarantee.
- FICO Scores: monthly update of your credit history for the main credit agencies in the country.
- Secure in-app purchases.
Is this card for you?
Made primarily for HSBC Premier customers, this credit card is suitable for people who can pay its annual fee and enjoy its benefits.
If you’re always on the go, the HSBC Elite Mastercard can be a great option, as it offers very generous rewards and exclusive perks such as discounts on tickets and hotels.
In addition, this credit card offers benefits not commonly found on other credit cards, such as Wi-Fi access and price protection.
Users of this card also receive earnings on travel and restaurant purchases and redemption of 1.5 cents for points.
Because it offers so many benefits, the process to acquire your HSBC Elite credit card can be a little longer and more difficult, but, without a doubt, you will have an excellent credit card in your hands, with many benefits and travel bonuses, enjoying all its advantages.
If you are convinced that the HSBC Elite Credit Card is an excellent choice for you, see how you can apply for yours next!
HSBC Elite Mastercard fees
See the fees and interest charged by the HSBC Elite Mastercard:
- 15.74% to 19.74% Variable APR.
- 25.24% Cash Advance APR.
- 30.24% APR Penalty.
- $395 Annual Fee, plus $65 for each authorized user.
- $10 or 4% Balance Transfer fee (whichever is greater).
- $10 or 5% Cash Advance Fee (whichever is greater).
- $0 Foreign Transaction Fee.
- $39 Penalty Fee.
- $39 Returned Payment.
Other benefits and important details
Before making your decision, see more details about the HSBC Elite Credit Card:
- You can earn $400 a year in travel credit for airline tickets, hotels and car rentals through HSBC Travel.
- Unlimited and free access to airport lounges for you and a companion.
- Get 10% off stays with bookings made through Expedia and Agoda.
- In the case of trip cancellations, accidents or theft, lost luggage, delays and the like, you are covered for the amount.
- Cell phone insurance, extended warranty and warranty on qualifying purchases.
- Global customer service: with it you can quickly cancel and replace your lost or stolen credit card.
- Mastercard’s Priceless Cities Program: You have access to over 2,000 experiences around the world.
- Priceless Golf Mastercard Program: Exclusive access to iconic destinations and discounts
- Mastercard Airport Concierge Services: Discounts on airport reception services.
How to apply for the HSBC Elite Credit Card
If you do not yet have any relationship with HSBC bank, in order to apply for your HSBC Elite Mastercard you will need to open a checking account with this bank at a branch in the USA. New customers get different membership benefits.
If you are already a member of HSBC, to request your Elite Mastercard, simply enter the Personal Banking website or app and place the order.
Once this is done, wait for the bank’s response and, if all goes well, your HSBC Elite Mastercard will soon reach you.
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